Bicycle Accident FAQs: Your Questions Answered

Comprehensive answers to frequently asked questions about bicycle accidents, injuries, and legal claims.

Accident & Liability Questions

Q: What should I do right after a bicycle accident? A: Call 911, document the scene, get witness info, seek medical attention, and don't admit fault.

Q: Can I sue if I wasn't wearing a helmet? A: Yes. Helmet use affects injury severity arguments but doesn't determine fault.

Q: What if the driver says I ran a stop sign? A: Disputed liability requires investigation. Witnesses, cameras, and physical evidence help determine truth.

Q: How long do I have to file a lawsuit? A: Varies by state—typically 2-4 years. But start immediately to preserve evidence.

Insurance Questions

Q: Do I need a lawyer for an insurance claim? A: For serious injuries, yes. Studies show represented victims recover 3-4x more.

Q: What if the driver doesn't have insurance? A: Your UM/UIM coverage may apply. Hit and run victims often use this coverage.

Q: Will my health insurance be reimbursed from my settlement? A: Often yes, through subrogation. Liens can be negotiated.

Damages Questions

Q: How much is my case worth? A: Depends on injury severity, medical bills, lost wages, and fault allocation.

Q: What damages can I recover? A: Medical expenses, lost wages, pain and suffering, property damage, and sometimes punitive damages.

Q: How long until I get paid? A: Simple cases: 3-6 months. Complex cases: 1-3 years or more.