Independent Medical Exams (IME) in Bicycle Accident Cases
Insurance companies may require an IME. Learn what to expect and how to protect yourself.
2023-07-30 • 5 min read
IMEmedical examlegal process
Insurance companies often request "Independent Medical Exams" (IMEs). These exams aren't independent—they're defense tools designed to minimize your injuries.• Dispute injury severity • Claim you've recovered • Argue pre-existing conditions • Find reasons to reduce payment • Are paid by insurance companies • Do IMEs for a living • Rarely find in favor of patients • Never treat you • Review your medical history • Know your symptoms and limitations • Bring your attorney (to wait outside) • Don't exaggerate or minimize • Be honest and consistent • Don't volunteer extra information • Report all symptoms • Don't let them rush you • Document what happened • Note any strange comments • Tell your attorney immediately • Object to IME scope • Request copy of IME report • Depose the IME doctor • Get your own expert to rebut
What Is an IME?
An examination by a doctor chosen by the insurance company or defendant to evaluate your injuries.
Why They Request IMEs
- Challenge your treatment
Can You Refuse?
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Before Lawsuit Generally, you can refuse.
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During Lawsuit Usually required if defendant requests it. Refusing can result in case dismissal.
The IME Doctor
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"Independent"? These doctors:
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Their Goal Find reasons to minimize your claim.
Preparing for an IME
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Before
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During
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After
Your Attorney's Role
Your attorney can:
Were You Injured in a Bicycle Accident?
This article is for informational purposes only. Every case is unique. Get personalized legal advice from an experienced bicycle accident attorney.
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