Permanent Disability from Bicycle Accidents

Some bicycle accidents cause injuries that never fully heal—permanent disabilities that affect the rest of your life. These cases require comprehensive planning for lifetime needs.

Types of Permanent Disabilities

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Physical

• Paralysis (partial or complete)

• Limb amputation

• Chronic pain conditions

• Limited mobility

• Loss of function

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Cognitive

• Traumatic brain injury effects

• Memory impairment

• Processing difficulties

• Personality changes

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Sensory

• Vision loss

• Hearing loss

• Loss of taste/smell

Lifetime Damages

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Medical Care

• Ongoing treatment

• Medications

• Medical equipment

• Home health aides

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Life Care Planning Expert projects all future needs:

• Housing modifications

• Transportation adaptations

• Attendant care

• Therapy and rehabilitation

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Lost Earning Capacity

• Can't work at previous job

• Limited alternative employment

• May never work again

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Non-Economic Damages

• Pain and suffering (ongoing)

• Loss of enjoyment of life

• Loss of consortium

Proving Future Damages

Requires expert testimony:

• Life care planner

• Economist

• Vocational expert

• Medical specialists

Structured Settlements

For large awards, consider structured settlements:

• Tax advantages

• Guaranteed lifetime payments

• Protection from mismanagement