Florida Bicycle Accident Laws & Claims Guide

Florida consistently leads the nation in cyclist deaths—more than double most other states. Understanding Florida law is literally life or death for cyclists here.

Why Florida Is So Dangerous

- Elderly drivers with impaired reaction times

• Tourist drivers unfamiliar with roads

• Aggressive drivers

• Poor cycling infrastructure

• Year-round cycling weather = year-round exposure

Florida Cycling Laws

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FL Statute 316.2065 Cyclists have all rights and duties of vehicle operators.

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Safe Passing (316.083) Drivers must pass at a safe distance. 3 feet minimum for most roads.

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Helmet Law Required for riders under 16.

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Bike Lane Use Must use bike lane when available, with exceptions.

Florida Fault Rules

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Modified Comparative Negligence (51% Bar) As of 2023, Florida switched from pure comparative. You're now barred if 51%+ at fault.

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Statute of Limitations 4 years from date of accident (one of the longest in the nation).

Florida No-Fault Insurance

Florida is a no-fault state, but this primarily affects car accidents. Cyclists injured by cars can still sue the at-fault driver.

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PIP Coverage Your own PIP coverage may help with initial medical bills.

Most Dangerous Florida Areas

1. Miami-Dade County 2. Hillsborough County (Tampa) 3. Orange County (Orlando) 4. Broward County (Fort Lauderdale) 5. Palm Beach County