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E-Bike Laws and Accidents: What You Need to Know

E-bike popularity is exploding—and so are e-bike accidents. Learn the laws and your rights.

2023-10-22 6 min read
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E-bike sales have exploded, and so have e-bike accidents. Understanding e-bike classifications and laws helps protect your rights after an accident.

E-Bike Classifications

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Class 1

  • • Pedal-assist only (no throttle)

  • • Motor assists up to 20 mph

  • • Allowed on most bike paths and lanes

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    Class 2

  • • Has throttle

  • • Motor can propel bike up to 20 mph

  • • More restrictions on paths

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    Class 3

  • • Pedal-assist up to 28 mph

  • • Often restricted from bike paths

  • • May require helmet (age varies)

    State Laws Vary Widely

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    Most States Have adopted the 3-class system with similar rules.

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    Some States

  • • Treat e-bikes as mopeds or motorcycles

  • • Require registration or licensing

  • • Prohibit on certain roads

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    Check Your State Laws are changing rapidly as e-bikes proliferate.

    E-Bike Accident Issues

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    Speed Higher speeds mean more severe injuries.

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    Weight E-bikes are heavier, harder to control.

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    Inexperience Many e-bike riders are new to cycling.

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    Infrastructure Bike lanes designed for 15 mph, not 28 mph.

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    Driver Expectations Drivers don't expect bikes moving at 25+ mph.

    Liability in E-Bike Accidents

    Same principles as regular bikes:

  • • Driver negligence

  • • Comparative fault analysis

  • • Insurance coverage applies

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    Additional Considerations

  • • Product liability if bike malfunctioned

  • • Manufacturer defects (battery fires, brake failures)

    E-Bike Accident Claims

    E-bike cases can be worth more because:

  • • Higher speeds = more severe injuries

  • • Product liability potential

  • • Higher insurance limits may apply (if treated as motorized vehicle)
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